This Year’s Top Credit Cards

The top credit cards offer a range of benefits, from huge sign-up bonuses to extremely generous rewards. That’s why we’ve listed the top credit cards for the year below, so you can find one that suits your needs.

Blue Cash Preferred® Card from American Express

This card offers cashback between 1% and 6% when you charge expenses to your card. You also get a sign-up bonus of $250 if you spend $1,000 on your card within the first three months. To be eligible for this card, you should have a credit score between 690 and 850. The annual fee for the card is $95.

Chase Sapphire Preferred® Card

New cardholders get 80,000 bonus points if they spend $4,000 on their card during the first 3 months from the date of opening their account! The card offers points ranging from 1x to 5x on eligible purchases. The card has an annual fee of $95, and you have a better chance of getting approved for the card if your credit score is between 690 and 850. 

Citi® Diamond Preferred® Card

If you are looking for a balance transfer card, the Citi® Diamond Preferred® Card is a great choice. It has a $0 annual fee and a 0% APR on balance transfers and purchases for the first 18 months, post which your APR will range between 14.74% and 24.74%. It’s best you have a credit score between 720 and 850 when applying for this card. 

U.S. Bank Altitude® Go Visa Signature® Card

This card is ideal for those looking for a balance transfer card that also offers rewards. It offers an intro APR of 0% for balance transfers and purchases for the first 12 billing cycles, rewards between 1x and 4x points, and a sign-up bonus of 25,000 points. What’s more, there’s also no annual fee. 

Discover it® Cash Back

This is a great card for people looking to get a rewards card that doesn’t cost much to maintain. It has no annual fee and offers cashback between 1% and 5% on eligible purchases. Cardholders who have a credit score between 690 and 850 have a better chance of getting approved for this card.